Long-Term Disability Insurance

MD students are automatically covered with long-term disability insurance, required of all enrolled medical students, at the time of registration.

Gross Monthly Benefit

For a disability which begins during the first two years of medical school, a disabled student is
eligible for a benefit of $1,500 per month, prior to any reduction for earnings.

For a disability which begins during the third or fourth year of medical school, a disabled student is
eligible for a benefit of $2,000 per month, prior to any reduction for earnings.

View the Guardian FAQ about Student & Resident LTD Plans during the COVID-19 Pandemic (PDF)