Tips for managing your student loans, repayment options, financial planning, and more.
View the average total educational indebtedness for medical students Class of 2013.
Students who received student loans while attending another institution may need to send a deferment form to your lender or servicer annually to inform them of your continuing full-time student status.
The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s (ED’s) central database for student aid.
The Office of Student Loans is responsible for the collection of campus-based federal and institutional student loans awarded by Vanderbilt University. This includes billing, payment processing, and loan account maintenance.
Borrowers can combine multiple federal student loans into a single loan.
There are many loan repayment programs all over the country that offer financial assistance to repay your educational indebtedness once you have completed residency in return for a commitment to service.
The Public Service Loan Forgiveness Program is intended to encourage individuals to enter and remain in public service.
Find flexibility in structuring your repayment schedule by choosing among five basic options.
If borrowers cannot meet their repayment schedule but are ineligible for a deferment (or have exhausted the time limitations), a lender may grant a forbearance. This is a period of time during which you can either make payments lower than those previously scheduled—or delay repayment completely.
loan servicer is a company that handles the billing and other services on your federal student loan. The loan servicer will work with you on repayment plans and loan consolidation and will assist you with other tasks related to your federal student loan.